Can't build Settlement even though I have the cards and roads
This happened to me several time now
When I don't have the cards needed it dose show the option but says I don't have the cards. And when I do have - I can't select the spot again and build. Usually happen when I have lots of roads and points. Lost several games like that...
Btw- ignore my current cards in the photo - I just kept building roads / cities instead
You cannot have more than 5 settlements. Once you have built 5 settlements, you have to upgrade one of them to a city before you can build another settlement.
In the screenshot you have 4 settlements and 1 city, so you probably tried to build another settlement before you built the city.
In the game, look below the board to see what pieces (roads, settlements, cities) you still have left.
I forgot about it 🤦🏻♀️